Music labels
100–250 artists
UAE music label group pays 100–250 artists a month through an API, with funds arriving in about 24 hours
UAE → US, Poland, France, Spain, KazakhstanCards, e-wallets, crypto
Contractor payments, matched to your route
Pay contractors abroad at the lowest fee for your route
Tell us where you pay from and where your contractors are. We check which of our providers serves that route and what each would charge your team, then introduce you to the cheaper one. You pay per payout, with no subscription, and sign one contract for the whole team.
- From 3%1 or a flat $42 / €391 per payout, instead of $49 per contractor a month2 on Deel
- No subscription, setup or seat fees: a month without payouts costs nothing1,3
- One contract for the whole team: the provider signs with each contractor3
- Payouts to 150+ countries1 by bank, card, PayPal or stablecoin3,4
Free for you: providers pay us when they take on a client we introduced. A person, not a bot, reads every request.
Compared with Deel
Per payout, not per seat
Deel prices contractors by the seat, every month. The providers we work with charge for each payout, so a quiet month costs nothing and small payments stay cheap.
| Deel | Our providers | |
|---|---|---|
| How you pay | A fixed price for every contractor, every month2 | A share of each payout or a flat fee per payout. No payout, no fee1 |
| Contractor plan | $49 per contractor a month2 | From 3%1, or $42 / €391 per payout |
| Provider signs with your contractors | $325 per contractor a month2 | 3% to 5.5%3 of the payout, all-inclusive |
| Subscription | Month-to-month pricing with no long-term commitment2 | No subscription at all1,3 |
| Currency conversion | Exchange with "minimal fees"2, no figure on the pricing page | Conversion with no extra fee3 at the contractor of record |
| Documents for every payout | Automated invoicing2 | Service contracts, invoices, acceptance certificates, NDAs and IP transfer3 |
| Reach | 150+ countries2, 120+ currencies2 | 150+ countries1, by bank, card, PayPal or crypto4 |
Deel's prices come from its pricing page, ours from the providers' published terms. The dates are in the sources at the end of the page. Bank fees are not included on either side.
Your numbers
What your team would pay
List prices for one month. Change the numbers to see your own.
The percentage starts at the rate shown and depends on the route and volume. The flat fee does not depend on the amount.
Deel, contractor plan$490
Deel, contractor of record$3,250
Our providers, percentage at the starting 3%$600
Our providers, flat $42 / €39 per payout$420
The cheaper option through us costs $70 a month less than Deel's contractor plan and $2,830 less than its contractor of record.
How it works
Matched in three steps
Tell us your route
Where you pay from and where your contractors are. An email and two countries are enough to start.
We compare the fees
We check which provider pays out to that country and what each would charge for your payout sizes, then pick the cheaper one.
You sign one contract
A person introduces you by email. You see the provider's contract and prices before you commit, and you pay only for the payouts you make.
The providers
Two ways to pay, one contract either way
We work with two kinds of provider and tell you which one fits your route. You learn its name when we introduce you, before you sign anything.
Payroll platform
A percentage or a flat fee per payout
- From 3%1, set per payout within 3% to 10%1, or a flat $42 / €391
- Paperwork: a contract for your company and a service agreement for each contractor4
- Payouts to 150+ countries1 by Visa and Mastercard cards, SEPA, SWIFT and wire transfers, crypto and PayPal4
- Contractors receive their money with no fee4
- Lower rates from €50,0004 a month in payouts
- In your account: funding invoices, tax invoices and reconciliation acts4
- Start paying the same day you sign up4, with a personal manager5
Contractor of record
One rate with everything included
- 3% to 5.5%3 of payout volume, all-inclusive, falling as volume grows
- The contracting party is a Swiss company that signs with each contractor, while you sign one master service agreement3
- Every payout comes with service contracts, invoices, acceptance certificates, NDAs and IP transfer3, plus a monthly acceptance certificate by task and contractor3
- Payouts to 140+ countries3 by SEPA and SWIFT transfers, bank cards and USDT or USDC stablecoins3
- SEPA in 1 business day3, SWIFT in 1–3 business days3, stablecoins within minutes3
- Currency conversion with no extra fee3
- Support: specialists and accountants on call 24/7, no AI bots3
- Client funds held in segregated accounts, separate from its own operating funds, under the supervision of the Swiss self-regulatory organisation VQF3
Why it beats a seat plan
What you get that per-seat pricing does not give you
Pay per payout
A share of the payout or a flat fee. No seat price for the contractors you did not pay this month1.
No subscription
No monthly plan, setup fee or per-contractor fee to keep the account open1,3. It makes sense even for a one-off payout1.
One contract, full paperwork
You sign with the provider, it signs with each contractor, and every payout comes with contracts, invoices and acceptance certificates3.
Bank, card, PayPal or crypto
You fund the balance by card, SEPA, SWIFT, wire transfer or crypto4. Contractors choose how to get paid, including USDT and USDC stablecoins3,4.
Fast payouts
SEPA in 1 business day3, SWIFT in 1–3 business days3, stablecoins within minutes3, with the times set in the contractor of record's SLA3. On the payment platform you can start paying the same day you sign up4.
KYC you can read before you sign
The document list is published: a certificate of incorporation, certificates of directors, an incumbency certificate and a certificate of registered address6 for your company, a passport or ID and a photo6 for each contractor.
People, not bots
The payroll platform gives you a personal manager5. At the contractor of record it is specialists and accountants on call 24/7, no AI bots3.
Free for contractors
On the payroll platform, contractors receive their money with no fee4. At the contractor of record, the contractor receives the full amount3.
Cheaper as you grow
Rates fall with volume, with lower commission from €50,0004 a month in payouts.
Client money kept apart
At the contractor of record, client funds sit in segregated accounts, separate from its own operating funds, under the supervision of the Swiss self-regulatory organisation VQF3.
Proof of income
Each contractor gets documents accepted by banks, tax authorities and for visa applications3.
Connects to your systems
The contractor of record offers API integration, custom document templates and custom onboarding3.
Case studies
Teams already paying this way
Stories published by a provider we work with. We removed company names and kept the numbers as published.
4,500businesses hire and pay through the payroll platform5
45,000freelancers chose it to get paid5
€150Mearned by freelancers through it, per its 2025 report5
4.9average rating, from 500+ positive reviews5
E-commerce software
−40% costs
Cyprus e-commerce software company cuts operational costs by 40% by outsourcing freelancer payouts
Based in Cyprus
Go-to-market agency
up to €3,000 / month
Estonian agency saves up to €3,000 a month on payroll costs for its European freelancers
Based in Estonia
Animation studio
7–10 h → <2 h
Animation studio cuts payment paperwork from 7–10 hours a week to under 2 hours
Pays to Georgia, Armenia, Spain, Cyprus, Germany
HR software
30 → 10 min
HR-software company cuts payout processing from 30 minutes per transaction to 10 minutes for all payments at once
Crypto
Education consulting
7% vs €37+ SWIFT
Austrian education consultancy swaps €37+ SWIFT fees for a flat 7% fee to pay its remote team
Based in Austria
Retold from the client stories the payroll platform publishes7, with every number as published.
Guides
Rules and costs, with a source for every fact
Questions
What people ask before they switch
Is this cheaper than Deel?
It depends on your payout sizes, and the calculator above shows your numbers. With one payout a month, a flat $42 / €391 is below Deel's $49 per contractor a month2 at any amount, and the percentage is cheaper while a contractor earns less than about $1,633. If you need the provider to sign with your contractors, Deel charges $325 per contractor a month2 and the contractor of record we work with 3% to 5.5%3 of the payout.
Who do I sign the contract with?
With the provider we introduce you to. It signs with each of your contractors, so you have one contract instead of one per person3,4.
Which countries can I pay?
The payroll platform pays out to 150+ countries1 and the contractor of record to 140+ countries3. Tell us the country and we check which of them serves it.
How do contractors get paid?
It depends on the provider: Visa and Mastercard cards, SEPA, SWIFT and wire transfers, crypto and PayPal4 on the payroll platform, SEPA and SWIFT transfers, bank cards and USDT or USDC stablecoins3 at the contractor of record.
What documents do I get?
At the contractor of record, service contracts, invoices, acceptance certificates, NDAs and IP transfer3 for every payout and a monthly acceptance certificate by task and contractor3. On the payroll platform, funding invoices, tax invoices and reconciliation acts4 in your account.
Why are the providers not named here?
We introduce you to the one that fits your route, and you see its name, contract and prices before you sign anything. Until then this site compares what providers charge, not who they are.
What does the introduction cost me?
Nothing. The providers pay us a fee when they take on a client we introduced, and you pay the provider's own prices.
Is it legal to pay contractors this way?
The provider signs with each contractor, and each contractor pays their own taxes and social contributions3 where they live. Whether someone counts as a contractor depends on the country: our guides cover the rules, starting with Kazakhstan.
Transparency
How this site earns, and who runs it
The providers we introduce pay us a fee when they take on a client we introduced. The introduction costs you nothing, and you pay the provider's own prices. Deel and the other platforms in our tables pay us nothing and appear at their list prices.
PayingContractors is run by Sally (getsally.io), a team that introduces companies to contractor payment providers. Write to hello@getsally.io with any question. Our guides are general information, not legal or tax advice.
Find the lowest fee for your route
An email and two countries. A person replies, usually within one business day.
Sources
- Payroll platform we work with: its pricing article of 4 February 2026, checked 9 November 2026
- Deel pricing page, checked 9 November 2026
- Contractor-of-record service we work with: its pricing page, checked 9 November 2026
- Payroll platform we work with: its payroll page, checked 4 November 2026
- Payroll platform we work with: its home page, checked 9 November 2026
- Payroll platform we work with: its KYC page, checked 9 November 2026
- Payroll platform we work with: its client stories, checked 9 November 2026